@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Baskerville:wght@400;700&display=swap');:root{--navy:#183552;--deep:#10253d;--gold:#c8a15b;--ink:#203246;--muted:#5c6d7c;--line:#d9dedf;--bg:#f8f7f3}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 'DM Sans',Arial,sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button,a{touch-action:manipulation}header{background:var(--deep);color:#fff}.header-inner{max-width:1260px;margin:auto;padding:17px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand img{width:44px;height:44px}.brand b{display:block;font:700 23px 'Libre Baskerville',Georgia,serif;letter-spacing:.025em}.brand small{display:block;font-size:11px;letter-spacing:.18em;color:#d2b57c;text-transform:uppercase}.nav{display:flex;align-items:center;gap:19px;flex-wrap:wrap}.nav a{font-size:14px;text-decoration:none;color:#e8edf4}.nav a:hover,.nav a[aria-current=page]{color:#f1c779}.nav .pill{color:#102943;background:#e5ba70;padding:9px 15px;border-radius:5px;font-weight:700}.menu{display:none;background:transparent;color:#fff;border:1px solid #789;padding:8px 12px;border-radius:5px}.company-strip{background:#fff;border-bottom:1px solid var(--line)}.strip-inner{max-width:1260px;margin:auto;padding:7px 24px;display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:12px;color:#617189}.strip-inner img{width:135px;height:auto}.ticker{background:#183552;color:#fff;display:flex;align-items:center;overflow:hidden}.ticker-label{padding:10px 15px;background:#8d3138;font-weight:700;white-space:nowrap;font-size:13px}.ticker-viewport{overflow:hidden;flex:1}.ticker-track{display:flex;gap:42px;width:max-content;animation:slide 180s linear infinite;padding-left:25px}.ticker-track a{white-space:nowrap;text-decoration:none;font-size:14px;padding:8px 0}.ticker-track a:hover{text-decoration:underline}.ticker:hover .ticker-track,.ticker:focus-within .ticker-track,.ticker.paused .ticker-track{animation-play-state:paused}.ticker button{background:none;border:0;color:#fff;cursor:pointer;padding:10px 16px}@keyframes slide{to{transform:translateX(-50%)}}.container{max-width:1260px;margin:auto;padding:36px 24px 70px}.hero{display:grid;grid-template-columns:1.35fr .65fr;background:var(--navy);border-radius:14px;overflow:hidden;color:#fff;margin-bottom:31px}.hero-copy{padding:45px 48px}.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold)}h1,h2,h3{font-family:'Libre Baskerville',Georgia,serif;line-height:1.3}h1{font-size:clamp(30px,3.2vw,45px);margin:13px 0}h2{font-size:26px}h3{font-size:18px}.hero p{color:#dae4ec;max-width:650px}.hero-art{background:linear-gradient(145deg,#325673,#183552);display:grid;place-items:center;padding:30px}.hero-art img{width:min(68%,220px);filter:drop-shadow(0 20px 20px #06162655)}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 18px;border-radius:6px;border:1px solid transparent;font-weight:700;text-decoration:none;cursor:pointer}.btn-gold{background:#d6ad66;color:#102943}.btn-outline{border-color:#bed0dd;color:#fff}.btn-dark{background:#102943;color:#fff}.section-title{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);margin:33px 0 17px}.section-title h2{margin:0 0 12px}.section-title a{color:#8f6328;font-weight:700;font-size:14px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.card,.panel{background:#fff;border:1px solid var(--line);border-radius:9px;padding:22px;box-shadow:0 5px 20px #0e284209}.card h3{margin:10px 0;line-height:1.4}.card h3 a{text-decoration:none}.card h3 a:hover{text-decoration:underline}.meta{color:#9b722f;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.06em}.citation{color:var(--muted);font-size:13px}.card p,.panel p{color:#536578}.feature{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.feature .panel{border-top:3px solid var(--gold)}.searchbar{display:grid;grid-template-columns:1fr 240px;gap:12px;margin-bottom:20px}input,select,textarea{width:100%;padding:12px;border:1px solid #bac8d5;border-radius:6px;color:var(--ink);background:#fff}textarea{min-height:125px}label{display:block;font-weight:700;margin-bottom:7px}form .field{margin:0 0 18px}.lead{color:#526477;max-width:760px}.layout-two{display:grid;grid-template-columns:1.5fr 1fr;gap:18px}.details{max-width:820px;margin:auto}.details h1{font-size:35px}.details .panel{padding:35px}.notice{background:#fff8eb;border:1px solid #e5c68e;border-radius:6px;padding:12px 16px;color:#5b4928}footer{background:var(--deep);color:#d1dce6;padding:38px 24px}.footer-inner{max-width:1260px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:25px}footer a{display:block;text-decoration:none;margin:8px 0}footer a:hover{text-decoration:underline}footer h3{color:#fff;font:700 17px 'DM Sans',sans-serif}.small{font-size:13px;color:#738399}.status{min-height:24px;color:#194a37}@media(max-width:850px){.menu{display:block}.nav{display:none;position:absolute;left:0;right:0;top:75px;background:var(--deep);padding:20px 24px;z-index:2;flex-direction:column;align-items:stretch}.nav.open{display:flex}.hero{grid-template-columns:1fr}.hero-art{display:none}.grid,.feature{grid-template-columns:repeat(2,1fr)}.layout-two{grid-template-columns:1fr}}@media(max-width:600px){.container{padding:25px 16px 55px}.header-inner{padding:15px 16px}.hero-copy{padding:28px}.grid,.feature,.searchbar,.footer-inner{grid-template-columns:1fr}.strip-inner{padding:7px 16px}.ticker-label{font-size:11px}.brand b{font-size:19px}.brand img{width:37px;height:37px}}@media(prefers-reduced-motion:reduce){.ticker-track{animation:none;max-width:100%;overflow:auto}}
/* High contrast AIJEL palette: navy and white throughout */
:root{--navy:#12335b;--deep:#071f3d;--gold:#f1ca81;--ink:#102b4b;--muted:#3c526c;--line:#c7d5e2;--bg:#f4f8fc}
body{background:var(--bg);color:var(--ink)}
header,footer{background:var(--deep);color:#fff}
.nav{gap:12px}.nav a{color:#fff;font-size:15px;font-weight:600;padding:9px 6px;border-radius:6px}.nav a:hover,.nav a[aria-current=page]{color:#fff;background:#244b78;text-decoration:underline;text-underline-offset:4px}
.nav .login-link,.nav .login-link[aria-current=page]{background:#fff;color:#08284c;padding:10px 18px;border:2px solid #fff;box-shadow:0 3px 14px #0004;font-weight:800}.nav .login-link:hover,.nav .login-link:focus-visible{background:#dcecff;color:#08284c;text-decoration:none}
.nav .pill,.nav .pill[aria-current=page]{background:#d9ebff;color:#08284c;border:2px solid #d9ebff;padding:10px 15px}.nav .pill:hover{background:#fff;color:#08284c;text-decoration:none}
.brand small{color:#f7dca4;font-size:12px}.strip-inner{color:#25435f;font-size:13px}.ticker{background:#12335b}.ticker-label{background:#fff;color:#092747;font-size:13px}.ticker-track a{color:#fff;font-weight:600}.ticker-track .small{color:#dbeeff;font-size:13px}.ticker button{color:#fff;background:#244b78;font-weight:700;font-size:16px}
.hero{background:#12335b}.hero p{color:#fff}.hero-art{background:linear-gradient(145deg,#244b78,#0c294c)}.eyebrow{color:#775113;font-size:13px}.hero .eyebrow{color:#ffdf9f}
.card,.panel{background:#fff;color:var(--ink);border-color:var(--line)}.card h3,.panel h3,h1,h2,h3{color:var(--ink)}.hero h1,.hero h2,.hero h3,footer h3{color:#fff}.card p,.panel p,.lead{color:#334b66}.meta{color:#674600;font-size:13px}.citation,.small{color:#405875;font-size:14px}.section-title a,.card a{color:#123d70}.section-title a:hover,.card a:hover{text-decoration:underline}
.btn-dark{background:#12335b;color:#fff}.btn-dark:hover,.btn-dark:focus-visible{background:#244f80;color:#fff}.btn-gold{background:#fff;color:#0c2b50}.btn-outline{border:2px solid #fff;color:#fff}.btn-outline:hover,.btn-outline:focus-visible{background:#fff;color:#0c2b50}.menu{border-color:#fff;color:#fff}
input,select,textarea{border:2px solid #8ca4bc;color:#102b4b}input::placeholder{color:#4b627b}input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible,a:focus-visible{outline:3px solid #e4a831;outline-offset:3px}
footer a{color:#fff}footer .small,footer p{color:#e2ecf6}footer .brand small{color:#f7dca4}
@media(max-width:850px){.nav{background:#071f3d;border-top:1px solid #547394}.nav a{padding:11px 12px}.nav .login-link,.nav .pill{display:block;text-align:center}}

.brand-button{border:1px solid #91afd4;border-radius:9px;padding:6px 12px 6px 6px;background:#173b69;box-shadow:0 3px 10px #0002}.brand-button:hover,.brand-button:focus-visible{background:#28558c;text-decoration:none}.brand-button img{background:#fff;border-radius:10px;object-fit:contain;width:48px;height:48px}.brand-button b{color:#fff}.brand-button small{color:#fff}.hero-art img{border-radius:24px;filter:drop-shadow(0 18px 22px #051b3b66)}.store-icon{width:24px;height:24px;object-fit:contain;margin-right:10px;vertical-align:middle}.feature .btn-dark{min-width:190px}.feature .panel{display:flex;flex-direction:column;align-items:flex-start}.feature .panel .btn{margin-top:auto}@media(max-width:600px){.brand-button img{width:40px;height:40px}.brand-button{padding:4px 9px 4px 4px}}
/* Readability treatment inspired by HDFC Bank: white canvas, confident blue, restrained red actions. */
:root{--deep:#073568;--navy:#073568;--ink:#102b49;--muted:#324b67;--line:#c8d7e6;--bg:#f5f8fc;--gold:#df1e39}
body{background:var(--bg);color:var(--ink);line-height:1.65}
header{background:#fff;color:var(--ink);border-bottom:3px solid #073568;box-shadow:0 3px 14px #092b4b12;position:relative;z-index:3}
.header-inner{padding:13px 24px;max-width:1320px}
.brand-button{background:#fff;border:1px solid #d5e1ec;box-shadow:none;padding:5px 13px 5px 5px}
.brand-button:hover,.brand-button:focus-visible{background:#edf4fb}
.brand-button b,.brand b{color:#073568}.brand-button small,.brand small{color:#324b67}
.nav{gap:5px}.nav a{color:#073568;font-size:15px;font-weight:700;padding:10px 11px}
.nav a:hover,.nav a[aria-current=page]{color:#073568;background:#e9f1f9;text-decoration:none}
.nav .login-link,.nav .login-link[aria-current=page]{background:#cf1734;color:#fff;border:2px solid #cf1734;padding:9px 19px;box-shadow:0 3px 10px #8d153333}
.nav .login-link:hover,.nav .login-link:focus-visible{background:#aa1029;color:#fff;border-color:#aa1029}
.nav .pill,.nav .pill[aria-current=page]{background:#073568;color:#fff;border:2px solid #073568;padding:9px 14px}
.nav .pill:hover,.nav .pill:focus-visible{background:#124b87;color:#fff}
.company-strip{background:#f0f5fa;border-bottom:1px solid #d6e2ee}.strip-inner{color:#29435d;font-size:14px}
.ticker{background:#073568}.ticker-label{background:#cf1734;color:#fff;font-weight:800;padding:12px 17px}.ticker-track a{font-size:15px}.ticker button{background:#124b87;min-width:44px}
.hero{background:#073568;border-radius:10px;box-shadow:0 10px 26px #0a30531b}.hero-copy{padding:48px}.hero h1{color:#fff;line-height:1.25}.hero .eyebrow{color:#fff}.hero p{color:#f0f6fc;font-size:18px;line-height:1.65}
.hero-art{background:linear-gradient(155deg,#174f8b,#062b54)}
.btn-gold{background:#cf1734;color:#fff}.btn-gold:hover,.btn-gold:focus-visible{background:#aa1029;color:#fff}
.btn-outline{background:#fff;color:#073568;border-color:#fff}.btn-outline:hover,.btn-outline:focus-visible{background:#eaf2fa;color:#073568}
.btn-dark{background:#073568;color:#fff}.btn-dark:hover,.btn-dark:focus-visible{background:#124b87;color:#fff}
.card,.panel{border-radius:8px;box-shadow:0 3px 14px #092b4b0d}.card h3 a,.section-title a{color:#073568}.card h3 a:hover,.section-title a:hover{color:#af1230}.card p,.panel p,.lead{color:#324b67;font-size:16px}.meta{color:#9f1731;font-size:14px}.citation,.small{color:#405b78;font-size:14px}
.section-title{border-color:#b7cade}.section-title h2{font-size:27px}.feature .panel{border-top:4px solid #073568}
input,select,textarea{background:#fff;border:2px solid #829bb4;min-height:48px}label{color:#173a60}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #cf1734;outline-offset:3px}
footer{background:#073568;color:#fff}footer .brand b,footer .brand small,footer h3,footer a{color:#fff}footer p,footer .small{color:#e9f2fb}
@media(max-width:1100px){.header-inner{align-items:flex-start;flex-direction:column}.nav{width:100%;justify-content:space-between}.nav a{font-size:14px;padding:9px 7px}}
@media(max-width:850px){.header-inner{flex-direction:row;align-items:center}.menu{background:#073568;border:1px solid #073568;color:#fff}.nav{top:76px;background:#fff;border:1px solid #b7cade;box-shadow:0 8px 20px #092b4b22}.nav a{color:#073568;font-size:16px;padding:11px 12px}.nav .login-link,.nav .pill{width:100%}}
@media(max-width:600px){.header-inner{padding:12px 16px}.hero-copy{padding:30px 24px}.hero p{font-size:16px}.strip-inner{font-size:12px}}

.product-price{font-size:24px!important;font-weight:800;color:#073568!important;margin:4px 0 20px}.product-pay{margin-top:auto}.product-dialog[hidden]{display:none}.product-dialog{position:fixed;inset:0;z-index:10;background:#061a2cc9;display:flex;align-items:center;justify-content:center;padding:20px}.product-dialog-panel{background:#fff;width:min(100%,560px);max-height:90vh;overflow:auto;border-radius:10px;padding:30px;box-shadow:0 20px 60px #0006}.product-dialog-panel h2{margin:12px 0}.product-close{float:right;background:#e8f0f8;border:0;border-radius:50%;width:42px;height:42px;font-size:28px;color:#073568;cursor:pointer}.product-pay-box{border-top:1px solid #c8d7e6;padding-top:20px}.product-pay-box img{display:block;max-width:200px;max-height:200px;width:100%;object-fit:contain;margin:auto}.dialog-open{overflow:hidden}

.download-note{background:#eaf2fb;border-left:4px solid #073568;padding:14px 18px;margin:28px 0;color:#173a60}.download-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.download-item{display:flex;align-items:center;justify-content:space-between;gap:15px;background:#fff;border:1px solid #c8d7e6;border-radius:7px;padding:14px 16px;min-width:0}.download-item strong{display:block;color:#102b49}.download-item small{display:block;color:#405b78;overflow-wrap:anywhere}.download-item .btn{white-space:nowrap}.download-section{margin-top:30px}@media(max-width:750px){.download-list{grid-template-columns:1fr}}@media(max-width:440px){.download-item{align-items:flex-start;flex-direction:column}.download-item .btn{width:100%}}

.product-dialog-panel{position:relative;padding-top:72px}.product-close{position:absolute;right:22px;top:20px;float:none;display:inline-flex;align-items:center;justify-content:center;gap:7px;width:auto;min-width:100px;height:42px;padding:0 12px;border:2px solid #073568;border-radius:6px;background:#fff;color:#073568;font-size:21px;font-weight:700;line-height:1}.product-close span{font:700 15px 'DM Sans',Arial,sans-serif}.product-close:hover,.product-close:focus-visible{background:#e9f1f9}.product-close-bottom{width:100%;margin-top:20px;background:#eaf2fb;border:2px solid #073568;color:#073568}.product-close-bottom:hover{background:#d8e8f8}.product-dialog-panel .actions{margin-top:16px}